Skip to Content

Blog Archives

Korzyści finansowe związane z wynajęciem skrytki depozytowej.

Although the security advantages to renting your own safe deposit box are plain to see, people often do not realise the many financial benefits to keeping your valuables in a safe deposit box.

The first financial advantage that should be explored when you rent a box is on your home insurance. If you have ‘specified items’ on your home insurance, such as expensive jewellery items, you should investigate the option of keeping these items in your safe deposit box and therefore removing them from your ‘specified items’ on your home insurance. In a lot of cases this will reduce your home insurance by more than the cost of the safe deposit box. But what about insurance cover when the items are being worn?

There are insurance companies who will provide you with a ‘wear-only’ policy for items of jewellery – usually a small fraction of the cost of keeping items on a home insurance ‘specified items’ policy. Even after taking a standalone ‘wear-only’ policy, and renting a safe deposit box to keep the jewellery in, the savings usually amount to more than the cost of renting the safe deposit box.

Another money-saving feature is the fact that any paperwork you keep in your box will be safe and secure – this negates the need to ever pay to have documents replaced or re-issued. Paperwork like Title-deeds can be very expensive to replace if lot or stolen, oftentimes costing thousands of Euro (and a lot of ‘red-tape’) to replace. Car registration documents, Birth-certs, passports, Life insurance/assurance policies, these can all be costly and time-consuming to replace. Once you have your own safe deposit box, and keep your important documents there, you can be sure that any important paperwork you need is in one place – your safe deposit box.

In renting a safe deposit box you are not only giving yourself ‘peace of mind’, with the knowledge that important and irreplaceable items are safe and secure – But with a little bit of knowledge and by making some phonecalls you can easily save yourself money and hassle down-the-line.

0 Continue Reading →

Czy potrzebuję skrytkę depozytową?

There are numerous reasons why a Safe Deposit Box makes good sense, but a lot of people are not sure whether they actually need one or not. The simple answer is – if you have any valuables that you want to keep completely safe and secure – then yes – you do need a safe deposit box.

If you have any items that you consider irreplaceable, such as sentimental items or even paperwork that would be difficult to replace (Title Deeds etc.) the only way to keep these items truly safe & secure is in your own private safe deposit box and out of your home.

A lot of people don’t realize that you can rent your own safe deposit box with Merrion Vaults from as little as €199 per year – with 7 day access….that’s less than €4 per week.

Another advantage to having a safe deposit box is you know anything important to you is in one place, and not scattered about your home in different drawers or cupboards.

Security experts and even the Gardai will advise homeowners against having a home safe placed in their home, as not only will burglars always tend to find the safe but in some instances, if they can’t get immediate access to the safe it then becomes a dangerous ‘goal’ for them to come back to when you may be at home.

In a lot of instances you can also save money on home insurance by renting your own safe deposit box, therefore keeping any high-value items out of your home and off the ‘specified items’ list on your home insurance.

With 6 day access at SKarbiec Kraków it makes perfect sense to rent a safe deposit box and give you and your family ‘peace of mind’.

0 Continue Reading →